
Richard asks…
Please read, is a car dealership even allowed to do this?
please read and respond this is important.
I went to a dealership and found a cash car that i liked, and they said theyd sell it to me. I filled out the paperwork took the purchase order to a bank and got a check for it. the dealership told me the car was waiting to go through safety inspection, and i told them id come back the next day to pick it up and give them the check. So, i come back the next day bring them the check, then they tell me the car isnt ready to take home yet, because when i picked it, it had just been traded in that morning and the previous owners had not finished the transaction on the new car they were going to buy. So basically the dealers sold me a car that wasnt theirs to SELL yet, cause if the previous owners changed their minds about the new car, the dealers would have to give them their old car back. That really pisses me off. i dont mind waiting for the car, but the fact that they neglected to tell me this in the first place makes me really uncomfortable. Im worrid that since i gave them the check already theyre going to waste my time cause they dont have an incentive to hurry. So im wondering, in the event that they give me the run around and i get fed up and want the money back, and they already cashed the check, can my bank sue them? ( I got a loan for the car from my bank) anything else i should be concerned about?
CSC101 Customer Service answers:
Usually delays like that happen because the title will need to be transferred or a lien will need to be paid. For example, if that customer still owned money on it, technically it still belongs to the bank until it is paid in full (by the dealer). This can sometimes take a day or two, and it’s not reason to be alarmed. The dealer doesn’t need to tell you that, necessarily. They just want to make sure they protect themselves, and I’m sure they want the car sold as soon as legally possible.
Just take a deep breath. If this goes on for more than a few days, maybe a week, then I’d be concerned. Just ask questions and be open. You’d be surprised how easy it makes everything.

Sandra asks…
Do you know the TRUTH about Cash for Clunkers? I’ll tell you!…?
I see a lot of questions on here about the cash for clunkers program. I work at a dealership and we have had lots of people coming in asking about it and ending up being really surprised because they don’t know exactly how it works. I’ll tell you and hopefully clear some of this up. A lot of dealerships are backing out of the program. To find a participating dealer, go to www.cars.gov.
First of all IF you qualify for the voucher, (car had to have gotten less than 18 combined mpg when brand new) which is either $3,500 or $4,500, then you have to have to have proof that it was registered and insured to you for the entire past year. If you do not have that paperwork with you, you or the dealership can get it. Then you can ONLY use the voucher for the same person the clunker was registered to. The new car has to be for the same person, can’t trade in the clunker to buy your kid a new car, unless you put it in your name. Ok, so once all that is established, you pick out your new car, (must be brand new and meet fuel requirements to qualify) agree on numbers, get approved for financing, and the dealer can take a deposit to hold it for you. You can NOT drive off the lot in your new car, or with your clunker. You must leave your clunker, and the dealer has to drain all the fluids out and run a sulfate solution thru the engine to freeze it, have it picked up and crushed. Once it’s crushed, THEN the dealer send all the paperwork to Washington to get approval for the voucher. Takes 2-10 days. If you get approved, and the dealer gets their money, great, you are done. If there are no more vouchers available when your paperwork is sent in, you are screwed. If the dealer sends it and one piece of paper is missing that’s needed, it gets sent back, and kicked to the bottom of the list of pending vouchers. You have a crushed car, and no new car. It is illegal for a dealer to have you sign something saying that you will buy the car either way, even if you are not approved for the voucher. The good news? This can be combined with any dealer and factory incentives, if you get the voucher and it all goes smoothly, you got a great deal.
yes, it sounds like the program is going to last for a while. take into consideration that the government set aside 1 billion dollars. sounds like a lot. that’s estimated to be good for about 250,000 vouchers. still sounds like you have plenty of time. if you divide 250,000 by 50 (the 50 states) that’s 5,000 vouchers per state. so the smaller states may get 1/2 of that (2,500) and states like Texas and California may use more, 7,000 plus. so, i don’t think it will go until November 1st. just my predictions….i have already done 5 vouchers personally. i work in a place called the auto mall with a lot of dealerships in one place, already about 500 voucher applications have been submitted just in the mall….
CSC101 Customer Service answers:
That’s a pretty accurate assessment but the part about “no more vouchers available” is not a risk until near the end of the program when the government has blown the $1 billion for the program or when the program ends on November 1, 2009.

Robert asks…
Would you have done the same thing?
My stubborn husband is a cheap jerk when it comes to automobiles! He is a good father, good husband, and very decent provider. But the only area he has a problem with is buying me used pieces of crap. We have an excellent marriage, and I couldn’t ask for a better partner in life. He “thinks” he is a decent mechanic. If he we’re a decent mechanic, then I wouldn’t have 8 barely running cars on our rented property. The only one in the family that has a decent car is my husband, because he drives 25 miles one way to work every day. Me and my husband have 3 children, and I have to take the oldest to therapy 4 days a week. My younger two are only a year old. Oh did I forget to mention that my husband is in the Navy?
Two days ago, the rear axle of my car fell off when I was driving down the road. Luckily, no one in the car was hurt. Yesterday, my husband put the axle back on and told me it was “ok to drive”.
I looked at him and said, “I’m not driving that POS anymore. This saturday you are staying here with the kids, and I’m buying myself a new car. I already know what I want.”
He said, “Why waste good money on a new car? I can get you another used one for $200-$300 at the auction.”
I said,” Your always buying used pieces of crap that break down within a matter of weeks. They are NOT safe. You are putting my life and the lives of our children at risk, because your trying to ‘save a buck’. Honey I love you, but your being a stubborn jerk about this. You are staying here with the kids, and I will not discuss this with you anymore. I’m driving all 8 of those cars to the dealership just around the corner, and I am buying myself a new car.”
He said, “You are NOT spending My money, on a new car!”
I said, ” You seem to forget that I earn 1/2 of our families income! I work full-time, take our son to therapy 4 days week, take care of the girls, the house, cooking, cleaning, laundry, shopping, paying bills. All you do is go to work, come home, and spend time with the kids. I do all of this without complaint. We’re talking about FAIRNESS here.Your NOT being fair to me! You have two choices here: I buy a car and be happy, or I’m taking the kids and back home with my mom. What is your choice?”
He said, “Fine buy a new car.” After that he wouldn’t talk to me.
I went to the bank this morning and took out $10,000 to buy a new vehicle. Then I drove all 8 cars to the dealership right around the corner. With all of the trade-in vehicles, incentives, cash back, discounts (military, college, owner loyalty) I got a brand new 2010 Nissan Versa for $5,300. I love my new car. It’s a 4 door sedan. Fully loaded, ESC, power windows, locks, breaks, cd am/fm radio. Did I just tell you all that I love my new car?
When I got home today, I noticed that the house was spotless, my son was in his room playing, the babies we’re napping, and most of all my husband apologized for being a cheap jerk. When I showed him how much I paid for the car, his jaw dropped to the floor. He said next time he buys another car, he’s taking me with him.
CSC101 Customer Service answers:
I would have done the same thing. He was putting you and your children in danger, so yeah, you definatly did the right thing. Be proud of yourself because you took a stand in your marriage
Courtesy of Y!Answers
